A personal finance management platform designed to help users organise accounts, transactions, budgets, goals and financial insights through a clean, responsive interface.
Started
March 2026
Overview
KRitwin is a personal finance application I am developing to explore how everyday financial management can be made simpler, more structured and easier to understand. The platform brings core financial activities such as transaction tracking, account management, budgeting, savings goals and analytics into one interface. The application is designed around a modular architecture so individual finance features can evolve independently while still working together as part of one consistent system. Alongside the core finance features, KRitwin includes the foundation for a conversational financial assistant. Rather than tightly coupling assistant logic with the application database or interface, the architecture separates intent understanding, context, memory, routing and financial capabilities. This allows the assistant layer to evolve without disrupting the core finance functionality. The project has also been an opportunity to work through practical product challenges including responsive UI design, account relationships, reusable components, authentication, security controls, data persistence and maintainable application architecture.
Technology
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